Posts Tagged ‘ house hunting

Too good to be true.

The house inspection came back clean, our loan was approved, the house was getting more and more perfect for us each time we went to visit. And now:

Everything has fallen apart. Because the loan officer did not know about the house needing to be built before 1978, we are now ineligible for the downpayment assistance program for first time homebuyers that we have been banking on. We missed it by four years.

I knew I shouldn’t have gotten my hopes up like Isaac didn’t. But everything was coming along so effortlessly, it was so perfect- almost too good to be true.

And now, we aren’t going to be able to get the house because we don’t have the 4000 to be able to put down before the end of November.

And the likelihood of us finding another perfect house that we like before the end of November is unlikely. Which is when we have to let our landlords know if we are renewing our lease or not. And month-to-month renting is just way too expensive.

Today is a hard day. I’m just a tad depressed. I got far too excited for the house and had fallen even more in love with it during the home inspection the other day. Ugh.

Quick Update

We are officially in escrow! Things are moving along quite nicely. I’ll be more relaxed once we actually have the keys though…
Work is going well as is school. Sorry for the lack of posting, I’ve picked up some extra shifts and have gone out of town a couple of times. I’ll post about my New York/Philadelphia trip soon.
Hope everything is well with you!

Our House!

So, Isaac and I have been on the prowl for houses. We found a great one we loved as earlier stated and got approved for the loan and put our offer down today. If all goes well, we’ll have the keys in our hands on November 26th. Huzzah!

House Hunting

That’s right, everyone! House hunting. Isaac and I are looking to buy our first our first home- and it actually looks possible!

Neither one of us want to rent and put money into something we can’t keep. So we found this great little house on the really good side of town (only a few minutes away from where we live now) for 130.000 and would need a downpayment for 7000. Turns out the NC has a great first time buyers program that will help with the downpayment for up to 7000 and we fall right in the bracket!!

Im calling the lender tomorrow…wish me luck!

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